Posts

Showing posts with the label insurance

Expat Life Insurance

Image
Expat Life Insurance We have all heard about life insurance, but what actually is it? Why would you need it? How much does it cost? In this article, we break down the key information about Life Insurance to help you make an informed decision. What is life insurance? Life insurance is a financial protection that pays out a lump sum of money should the policy holder pass away. Why do you need life insurance? There are several reasons why you might want, or need, to take out life insurance: Current life insurance does not cover you as an expat : It is often the case that life insurances are not transferable if you go and live overseas. If you have life insurance in your home country you need to check if it covers you as an expat. Unless you specifically requested this when taking out the insurance policy, it is unlikely that you will be covered and you may need an additional policy in your new country of residence. To secure a loan/mortgage: It may be a requirement by the lender that you...

TOP 10 MISUNDERSTOOD THINGS ABOUT CAR INSURANCE

Image
Will you choose a  good insurance ? Learn about the most common mistakes when hiring an auto insurance and stay away from them. Having an auto insurance is very important to ensure the safety of your vehicle, but you need to be aware and be careful not to miss this contract because when you need to use it can have problems if you do not pay attention to every detail before signing the contract. Tip: only trust the best, get a quote from car insurance quotes Florida. LEARN ABOUT THE MOST COMMON MISTAKES WHEN HIRING AUTO INSURANCE: 1 – Not having a reliable broker Being a little off topic, do you already have an auto insurance? I advise you to do a quote now with car insurance quotes Florida. It is a mistake to hire your insurance without talking to a good broker who pass you trust and ask your questions. 2 – Do not accept deals that seem too good to be true There are places that offer the sale of insurance, but do not provide a good broker, so when something happens you do not have ...

PROGRESSIVE AUTO INSURANCE

Image
Vehicle insurance  (also known as  car insurance ,  motor insurance  or  auto insurance ) is  insurance  for  cars ,  trucks , motorcycles , and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from  traffic collisions  and against liability  that could also arise there from. Vehicle insurance may additionally offer financial protection against as  theft  of the vehicle, and against damage to the vehicle sustained from events other than traffic collisions, such as  keying  and damage sustained by colliding with stationary objects. The specific terms of vehicle insurance vary with legal  regulations  in each region. INSURANCE  POLICY? Anyone are covered by car insurance businesses as well as your travelers in an accident’s event. However it is your decision to determine of protect you’ll get the amount. May the organizati...

6 Reasons You’d Get Turned Down For Life Insurance

Image
6 Reasons You’d Get Turned Down For Life Insurance The most common reason that people get declined for  life insurance  coverage is because they have a specific health condition, but it isn’t the only reason. I’d like to cover the top ones and let you know what your options might be. 1. You have a specific health condition.  For example, someone who has cancer or has had a heart attack recently might get declined for a traditional life insurance policy. There are, however, people who get declined for life insurance for health reasons simply because they applied with the wrong insurance company. Not every life insurance company deals with  high-risk life insurance , so if you do have a health condition, such as diabetes, I recommend that you work with a high-risk life insurance agent that can help figure out what the best course of action is to get you approved for life insurance. If you can’t get approved for a traditional policy, there might be alternatives, su...

How To Sell Insurance On Value Instead Of Price – 14 Sales Tips

Image
What do computers, monkeys, and my 3 year old daughter all have in common?They can all sell insurance on price alone. A professional insurance salesperson (like you) must be able to connect with prospects and help them understand and internalize the value of the insurance you’re selling. If you only sell insurance on price, you will eventually be replaced because: There will always be another company with lower rates. When people buy from you just to save money, they’ll leave just as fast. A call center employee can quote more people faster and cheaper than you. A website can give millions of quotes per second even faster and cheaper. I’m not an idiot. I know that price is the primary driver of insurance sales. But I also know that selling on price alone will be the downfall of you, your agency, and the entire agency sale model. Here’s 14 tips you can implement today to sell insurance on value.  Not one of these tips takes more than a little conscious effort. 1) Talk About Claims W...

17 Ways To Sell More Insurance By Practicing And Studying Sales

Image
You’re either born to sell or not. That’s B.S. (pardon my French acronym). It’s like saying you’re born to be a world-class athlete and hard work has nothing to do with it. Try telling that to  Ray Lewis . Sure, we’re all born with different abilities but: No one ever achieves greatness without practice. Practice makes everyone better regardless of ability. But you don’t need practice, right? You’re a natural. You’re a born salesman. You can sell ice to eskimos and plastic surgery to Joan Rivers. Right? Then I guess you don’t need to read this article. But if you’d like to sell more insurance, make more money, and take better care of your family you need to practice. Here’s 17 ideas for practicing and studying sales techniques. 1) Use a Mirror If you think it’s stupid to practice in front of the mirror you’re missing the point. The mirror doesn’t give you magical insight about your body language or facial expressions, it’s the foundation of sales practice. Selling to the mirro...